Technology Topic
Fintech and Payment Patent Classification
Financial technology classifies in G06Q: information and communication technology specially adapted for administrative, commercial and financial purposes. Payment architectures sit in its main group G06Q 20/00, from mobile wallets to settlement systems.
Blockchain patents split by aspect: the application side lands in G06Q, the cryptographic protocol side in H04L 9/00. Note that pure business methods without technical character are not patentable at most offices; what classifies here is the technical implementation.
The classification codes that matter
INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE,…
ICT for business and finance: payment systems (20/00), trading, insurance and blockchain applications.
2018 → 2023: 113,711 → 161,588 filings (+42 %)
Who files here: top applicants
- 1 SAMSUNG ELECTRONICS COMPANY (KR) 66,669
- 2 IBM (INTERNATIONAL BUSINESS MACHINES CORPORATION) (US) 62,313
- 3 HUAWEI TECHNOLOGIES COMPANY (CN) 46,584
- 4 MICROSOFT TECHNOLOGY LICENSING (US) 41,918
- 5 GOOGLE (US) 32,969
IPC filings 2013–2023, aggregated across the codes above. Source: EPO PATSTAT.
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