DIFF Subgroup
G06Q 20/38 Payment protocols; Details thereof
Introduced: January 2012
Full Title
Full titles differ between systems:
IPC:
Payment architectures, schemes or protocols > Payment protocols; Details thereof
CPC:
Payment architectures, schemes or protocols (apparatus for performing or posting payment transactions G07F7/08, G07F19/00; electronic cash registers G07G1/12) > Payment protocols; Details thereof
CPC subdivides this area 6x more granularly than IPC with 9 additional codes.
9 codes are CPC-only extensions.
1 shared codes have differing titles between IPC and CPC.
IPC defines codes here since 2012.
Child Classifications
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- G06Q 20/40 Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists since 2012 +5 CPC IPC+CPC Available in IPC and CPC
- G06Q 20/42 Confirmation, e.g. check or permission by the legal debtor of payment since 2012 +1 CPC IPC+CPC Available in IPC and CPC