Payment architectures, schemes or protocols

Introduced: January 2006

Last revised: January 2012

Classification Context

Section:: PHYSICS
Class:: COMPUTING OR CALCULATING; COUNTING
Subclass:: INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR

Additional Content

Glossary

Payment protocol payment protocols A procedure that allows executing a payment between a merchant, a bank, a user and sometimes a third party; the procedure usually including authorisation and authentication of all parties involved. Electronic wallet electronic wallets A software application managing all kind of personal information, e.g. data for completing online forms. This expression is often used to indicate an electronic purse (see below). Electronic purse A software application managing electronic currency.

Limiting references

Billing, shopping or e-commerce per se Electronic finance, e.g. home-banking, online-banking, electronic funds transfer (EFT) systems per se Automatic teller machines (ATMs) Network security protocols

Application references

Billing or payment related to telephone services Billing or payment related to wireless services

Related Keywords

electronic PAYMENTPAYMENT schemes, architectures or protocols

6 direct subcodes

Child Classifications

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G06Q 20/02 involving a neutral third party, e.g. certification authority, notary or trusted third party [TTP]
G06Q 20/04 Payment circuits
G06Q 20/08 Payment architectures
G06Q 20/22 Payment schemes or models
G06Q 20/3 characterised by the use of specific devices
G06Q 20/38 Payment protocols; Details thereof

Top Applicants

Top 10 applicants by patent filingsfor class G06, 2013–2023, worldwide · Source: EPO PATSTAT

SAMSUNG ELECTRONICS COMPANY KR 66,669
IBM (INTERNATIONAL BUSINESS MACHINES CORPORATION) US 62,313
MICROSOFT TECHNOLOGY LICENSING US 41,918
GOOGLE US 32,969
SGCC(STATE GRID CORPORATION OF CHINA) 30,822
INTEL CORPORATION US 30,010
TENCENT TECHNOLOGY (SHENZHEN) COMPANY 28,235
HUAWEI TECHNOLOGIES COMPANY CN 26,079
APPLE US 21,891
HUAWEI TECHNOLOGIES COMPANY 20,505